PENGARUH RASIO LIKUIDITAS, UKURAN BANK DAN MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH DI SEKTOR PERBANKAN SYARIAH DI INDONESIA PERIODE 2018-2023

This study aims to determine the influence of Liquidity Ratio, bank size and macroeconomics on non-performing financing in Indonesia's Islamic banking sector for the 2018-2023 period. The data of this research was obtained from the official websites of BUS, OJK, Bank Indonesia, and the Central Statistics Agency. The sample used is 11 BUS that publishes annual reports for the 2018-2023 period. The sampling method in this study is purposive sampling. The data analysis method used is descriptive statistics and panel data regression analysis using eviews 10 software. The results of this study are that FDR and GDP partially affect NPF, which means that the increase in FDR and GDP tends to increase NPF. Meanwhile, CR, SIZE, and INFLATION had no effect on NPF, which means that an increase in these variables tended to decrease NPF. Simultaneously, the Financing to Deposit ratio (FDR), Current Ratio, Bank Size, Gross Domestic Product (GDP) and Inflation have an effect on non-performing financing in the Islamic banking sector
Keyword: NPF, FDR, Current Ratio, Ukuran Bank, GDP, dan inflasi.