Pengaruh CAR, NPL, NIM, BOPO, Size dan LDR Terhadap Kinerja Keuangan di Masa Pandemi

This study aims to examine the effect of the variables Capital
Adequacy Ratio (CAR), Non Performing Loan (NPL), Operating
Costs and Operating Income (BOPO), Net Interest Margin (NIM),
SIZE and Loan to Deposit Ratio (LDR) on Return on Assets.
(ROA). The population used in this study were all conventional
banks in Indonesia when the covid 19 outbreak occurred, namely
in the first quarter of 2019-fourth quarter of 2021. The data used
was obtained from the Financial Services Authority (OJK). The
population was 152 banks. The analysis technique used is multiple
linear regression, classical assumption test which includes
normality test, heteroscedasticity test, multicollinearity test and
autocorrelation test. and hypothesis testing using t-statistics to test
the partial regression coefficients and F-statistics to test the effect
together with a level of significance of 5%. The results of this study
where CAR, BOPO, NIM and LDR partially affect ROA because
the sig value is < 0.05, while NPL and Size have no effect on ROA
because the sig value is > 0.05. even so if it simultaneously states
that CAR, NPL, BOPO, NIM, SIZE and LDR affect ROA.